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Group Medical Onboarding Page
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You're Covered With COMPANY

As a valued member of the team, Aynsley and Associates are excited to announce a fully subsidised health insurance program for all staff. This program is incredibly valuable and ensures you can stay on top of your health when you need it most. 

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This webpage has been designed to provide information and quote indications for adding additional benefits and/or immediate family members.

Benefit Summary

Example Policy 

Immediate pre-existing conditions cover (excluding general exclusions, and Serious Condition Lump Sum option).

Modify policy with additional benefits. Select from a range of excess levels and options to implement a policy that's best fit for your family.

Waived stand down periods on GP, Dental & Optical and Specialist Options when added within 90 days of policy commencement.

Comprehensive Cover. Up to $300k for surgical cover, $200k medical cover, Cancer treatment & specific major diagnostics.

Extension of concessions to immediate family members of employees, when added within 90 days of policy commencement or marriage.

Purchase Non-Pharmac Cover. nib's recent addition allows people to purchase cover for Medsafe approved 'super-drugs' up to $300k.

Procedures Covered

Examples of procedures covered under nib's premier health policy. Refer to the policy document for full T&Cs.

Cancer surgeries and treatment (chemotherapy and radiotherapy)

Heart surgery

Sinus and nasal surgeries

GP minor surgeries

Hip and knee surgeries

Non-surgical hospitalisation e.g. asthma

Skin lesion surgeries

Appendix surgery

Specific major diagnostic tests

Extraction of wisdom teeth

Tonsil, adenoids and grommets

And many more

Quote Tool

Fill in the white squares and drop-down buttons to get a quote estimation based on the level of cover you or your family require. If you are entering details on an iPad or similar device, double-tap the white boxes to select and input. If you're happy to proceed with the quote, fill in the options form below.

Modify Your Policy - Form

Want to add a partner and/or children (under 21) to your policy? Want to add additional benefits or reduce your excess amount? Fill in the form below and Aynsley and Associates will be in touch with a range of options. In order to make changes to your policy, nib requires the completion of a direct debit form and an email - it's that easy. 

Example Spends

Using a 40-year-old male

Adding a Partner 

  • Female aged 40

  • $1,000 Excess

  • No additional options

Monthly Premium: $63.14

Adding a Partner & Children

  • Female (40) and two children (<21)

  • $1,000 Excess

  • No additional options

Monthly Premium: $101.14

  • Female (40) and two children (<21)

  • $1,000 Excess & Specialist Option

  • Buydown Personal Excess to $500 & specialist cover

Adding a Partner, Children & Options

Monthly Premium: $199.90

Make an Enquiry

Fill in the form below if you have any questions

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FAQs

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What is an excess?

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Just like with your car or home insurance, an excess is a contribution you’re required to pay towards a Hospital claim you make on your policy. It’s paid directly to the hospital when you’re admitted for treatment. The higher the excess, the lower the monthly premium.

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How long do I have to make changes to my policy?

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You have 90 days from your policy start date to make changes without the need for underwriting. Your acceptance certificate mentions your policy start date. 

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How does this nib policy compare to other policies in the market?

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nib's Premier Health Policy is a very well-rated policy in the current market - our independent research provider has allocated it a core score of 94/100. However, the key point is that pre-existing conditions are covered under this policy, which is extremely rare in the market. This policy matrix illustrates how nib's policy is rated against the current insurance market.

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Why health insurance?

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The public health system in New Zealand offers free or low cost treatment at public hospitals for Kiwis, but high demand and the rising cost of providing healthcare creates challenges.

  • If you need non-urgent treatment, you might be put on a waiting list which can lead to stress and uncertainty. How long you wait may depend on the severity of your condition.

  • If your condition is not accident-related, treatment costs won’t be covered by ACC (the Accident Compensation Corporation).

  • You may have less control over when and where you are treated.

 

That’s where private health insurance comes in.

  • You have the choice of private treatment and surgery without relying on the public health system.

  • You can choose who you see and when you are treated.

  • Faster treatment means you can get back on your feet quicker, whether that be for work or play.

  • You have peace of mind as your health insurer will cover approved costs for expensive private treatments and surgeries.

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How do I lodge a claim with nib?

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With medical insurance, it's best practice to seek pre-approval for upcoming consultations/procedures. This ensures you're covered ahead of time. With nib, there are two ways of lodging a claim - the first is via the website or app, and everything you need to know can be found here. If you prefer filling in a form, then the second method is via nib's claim form. Once completed, send this form to hello@aynsley.co.nz and we will lodge with this nib.

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